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All agents are NOT alike! Find out why we are top real estate experts. Call us: 503-780-7599.

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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Your patience and persistence made our home buying experience a joy".
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Portland, Beaverton and Tigard real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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School Reports in Portland, Beaverton and Tigard, Oregon
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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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The Steve Schwab Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Tigard, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

The Steve Schwab Group
Steve Schwab Group / RE/MAX Equity Group

9790 SW Nimbus
Beaverton, OR. 97008
Phone: 503-780-7599
Fax: 503-626-8994
Email: steveschwab@NUMBER1EXPERT.com

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