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The Steve Schwab Group
is one of The Top Selling Real Estate Experts™
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Meet The Steve Schwab Group The Steve Schwab Group is no stranger to the extra mile when it comes to helping their clients maximize their real estate opportunities. As one of Washington County's most sought-after real estate professionals, Steve is an attentive listener and carefully considers every aspect of his clients' goals and specific needs when he helps them buy or sell their home.   |  | | |
 Steve Schwab, Broker
503-780-7599
Growing up in the area, Steve is able to offer valuable insight not generally known about the area to families considering a move to Beaverton as well as the latest price trends for people looking to sell their homes. Steve can help you properly evaluate either your own property for sale or a prospective home you might be looking at for purchase. With his objective viewpoint, he helps you understand important details and stays with you every step of the way to help you make sound decisions for you and your family. In Steve's spare time, he enjoys sitting with his wife Renee,of over 20 years, in the bleachers cheering for his daughter Brooke as she goes after that grand slam home run. Steve also is a classic car restoration buff, and enjoys taking his Harley Davidson motorcyle out for road trips.
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Becky Mayer, Client Care Manager
503-495-4963
Becky Mayer brings her marketing background and expertise to the team. She creates and manages all the marketing material web based and print for Steve, as well as manage the marketing pieces for Steve's listings of homes. Becky has a B.A. in Communications from Oregon State University. In her spare time, she enjoys spending time with her husband and two daughters, and outdoor sports.
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
Where are church services held in the water each Sunday during July and August?
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At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
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