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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
Where is the world's largest bridge located?
A 
Lake Pontchartrain Causeway at New Orleans, Louisiana is the world's largest bridge. It is almost 24 miles long.
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The Steve Schwab Group, REALTOR®, real estate agents and broker for Portland, Beaverton and Tigard, Oregon home listings, property and land for sale - NUMBER1EXPERT™

The Steve Schwab Group
Steve Schwab Group / RE/MAX Equity Group
9790 SW Nimbus
Beaverton, OR. 97008
Phone: 503-780-7599
Fax: 503-626-8994
Email: steveschwab@NUMBER1EXPERT.com

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